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Motor Vehicle Accident Compensation in New York If you suffer injuries from a motor vehicle collision that the state of New York deems serious, you may be able to file a lawsuit seeking compensation. Your attorney can advise you on whether your injuries meet this threshold. Insurance companies are experts at disputing your losses. This can lead to settlement offers that fall short of what you're looking for. Damages If you've suffered injuries in a motor vehicle accident, you may be entitled to compensation. The purpose of these damages is to cover your losses as well as expenses, such as medical bills, lost wages and property damage. motor vehicle accident attorneys frisco may also be compensated for pain and suffering. This kind of compensation is more subjective and can be difficult to quantify. However, a competent tort attorney can assist you in obtaining the most amount of compensation for your injuries. If, for example, you suffer an injury that causes a permanent impairment of your arm or your leg, compensation may include future costs that are associated with the impairment. This could include physical therapy, surgeries and prosthetics, as well as equipment. A permanent loss of a leg or a disfigurement can cause emotional trauma for a lifetime and a decrease in quality of life. This is referred to as mental anxiety. Insurance companies often attempt to decrease the value of non-economic damages which are considered to be intangible. Morgan &Morgan's experienced and knowledgeable tort lawyers can ensure that you get the full value of your general damages. Medical bills Medical bills can quickly add up when you are injured in a car accident. It is possible to feel overwhelmed by the cost particularly if still recovering from your injuries. There are a variety of ways to help victims of car accidents pay their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP), which pays for the victim's initial medical expenses after an accident. PIP will also cover loss of income for up to 90 days if an accident victim is unable to work. In addition to PIP as well as a victim's health insurance and Medicare can also be used to pay their medical expenses. The only restriction is that the patient must prove that the expenses are directly related to the incident. This can be done by submitting receipts and bills from the doctor. Some hospitals and doctors will allow accident victims to negotiate a payment arrangement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred as medical liens. If you fail to settle these liens in the timeframe you have set, the debts may be transferred to collections. Victims may also seek compensation for the cost of mileage related to traveling to and from medical appointments by keeping track and keeping their mileage receipts. Lost wages If you are unable to work because of an accident with a motor vehicle, it can be very difficult to survive. Many Americans are living on a tight budget and losing just a few weeks or months of pay can be catastrophic. Fortunately, those who suffer from car accidents can often recover lost wages in car accident lawsuits. Typically, claims for lost wages are determined by calculating the amount of time a injured person would have worked without injury. This can include missed shifts, overtime hours, as well as any work done during a hospital stay. To prove the loss of income the plaintiff should request documentation from the employer. This could include letters that prove the absence from work as well as their salary or hourly rate. Other documentation could include pay stubs and copies of the injured person's tax return from last year. It is essential that the demand package be sent as soon as possible following a car accident. This will allow the person who was injured to get the maximum benefit from their claim. The evidence of the incident is more convincing if it is immediately provided. Pain and suffering It is difficult to quantify the physical pain and emotional stress that result from a car crash. However, it is still essential to seek compensation for these losses in the event of an accident. These are referred to as non-economic damages. These damages may include suffering and pain and loss of enjoyment of life, PTSD, and more. It may take time to fully appreciate the impact your injury has had on you, so these costs aren't as simple to quantify as medical expenses or lost wages. Your lawyer will employ one of two methods to determine your pain and damages. The multiplier method is the most widely used. It involves adding up the total amount of your economic damages including past and future medical expenses, lost income due to your accident and property damage, and multiplying them by a number that ranges between 1.5 to 5 to arrive at your total economic damages. The higher the number, the more serious your injuries are considered. Another method of assessing the degree of pain and suffering is through a per diem basis. Your lawyer can request that the jury award a dollar amount per day that you endure. This is particularly beneficial to accident victims who work outside the home or who struggle to take care of children as they recover from their injuries.